Oceanside Homes Market Statistics

Current Real Estate Listings of Oceanside Homes for Sale

The median Oceanside homes (zip 92008) value in June 2011 is $347,700.   The median value for San Diego North County homes for the same period is $388,700. We love our weather here in San Diego and we pay dearly for it. The National median home value is only $175,100. Oceanside home appreciation has decreased by -2.3% with San Diego County homes being about the same. Nationally, homes have gone down in the same period by -3.2%. See the chart below for a ten year average of median Oceanside homes values and how they stack up against the City, County and the Nation. There is also a chart of Oceanside homes appreciation for the same ten year period.

If you would like to see Oceanside homes for sale and take advantage of this great San Diego North County real estate market, contact Gary Harmon, your Real Living Lifestyles Real Estate agent.

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ADVANTAGES OF BUYING A NEW SAN DIEGO HOME

In this tough economic atmosphere, the prospects of getting a great deal may lure your San Diego clients toward buying a short sale or REO.  But while up-front costs may seem lower on an REO or short-sale, Carlsbad and Oceanside buyers often end up paying in other ways.  Below the photo are five advantages of buying a new Carlsbad home, Oceanside home, or other San Diego North County home:

Elise Nicole

1. NO REPAIRS. With a short sale or REO, the previous owner may have stopped maintaining their Oceanside or Carlsbad property. That means your client could end up with expensive repair bills. But new Carlsbad home purchases often include builder warranties for workmanship, materials, and structural problems to help protect your client against large out-of-pocket repair expenses.

2. NO SURPRISES. With a new Carlsbad or Oceanside home, what you see is what you get. With an REO or short sale, what you might not see is what you get. New San Diego North County home purchases often come with many disclosures from the seller, though in reality, very little may actually need to be disclosed. For REO transactions, not only is the bank exempt from some of the disclosure requirements for sellers under California law, but the previous homeowner may be long gone.

3. GUARANTEED QUALITY. New San Diego North County homes are usually built with modern conveniences and energy-efficient technology. They may also come with warranties for craftsmanship, appliances and more, to give the buyer peace of mind. Short sale and REO properties may not come with warranties or upgrades and may not be available for inspection prior to purchase, so your client could be in for some expensive surprises after purchase.

4. FRIENDLIER FINANCING San Diego homebuilders often have relationships with lenders that help North County buyers obtain financing for new Carlsbad homes or Oceanside homes with relative ease. For short sales and REOs, the property may have a lower price tag, but some buyers may run into difficulty getting financing.

5. SHORTER PURCHASE PROCESS. North County homebuilders usually have homes available for immediate occupancy or on a move-in schedule that’s convenient for your clients. Negotiating a short sale can take several months — and there’s no guarantee your client’s offer will be approved.  Tips courtesy of CAR.

Your North County Realtor, Gary Harmon, can help find the right San Diego, new home for you.  Contact Gary Harmon, for a personal tour of new San Diego North County homes today.

Selling Your Oceanside Home in a Distressed Market

Distressed property sales made up over 60 percent of  the California homes resale market last month.  It’s a challenging market…requiring a name you can trust like Prudential California Realty.  Selling your Oceanside home in a distressed market also requires special preparation. 

Remember the saying, “People buy what they see and not what will be.”  Or,  “You never get a second chance to make a first impression.”   What if you have to move and leave your Oceanside home vacant.  There is always something a little unappealing and sad about a vacant Oceanside house.  Oceanside homes for sale show better, sell faster, and for more money when there is staging or showcasing  of your home.

Gary Harmon, your Oceanside Realtor, can arrange to have a professional company stage your home and keep it ready for sale.  In a recent survey of Realtors, over two-thirds estimated that a staged Oceanside home sells for 10 to 20% more and closes 60 to 90 days faster than a vacant Oceanside property.  Staging companies (and we recommend Showhomes) help take the stress out of showing and selling your Oceanside property by providing a turnkey package including whole-house furnishings, a professional staging and a live-in Home Manager to keep your Oceanside home in show-to-sell condition seven days a week.  Staging a home can save you the Oceanside homeowner holding  cost such as utility bills, cleaning fees, vacant house insurance premiums,and mortgage interest expense.  The Oceanside homeowner savings  combined with a higher sales price, typically far exeed any  staging fees.  Staging companies, like Showhomes, provide commercial liability insurance on each home.

Whether a Oceanside buyer, Oceanside seller, or Oceanside Realtor, the Oceanside home selling and purchasing process is fraught with potholes.  In this weak San Diego North County real estate market, everyone involved in the selling process must increase their efforts. In order to sell Oceanside homes at top dollar, Oceanside houses must be “prepared for sales.” That’s where Staging, sometimes called showcasing,  becomes the secret weapon.   Contact Gary Harmon, your top Oceanside Realtor for more information on this great selling technique.  See Current Listings of Oceanside Homes.  If you live in Ocean Hills Country Club homes and are thinking of selling, check out Ocean Hills retirement living.

Appraisal vs Home Inspection – Ocean Hills Home Purchase

When purchasing an Ocean Hills Country Club home, you will need both a property appraisal and a property inspection.  You will also need to do this when refinancing your Oceanside home. Not only should buyers complete an appraisal for their own benefit to make sure they are getting the best deal possible on their new Ocean Hills home, it is the only valuation report most banks will consider when deciding whether or not to lend the money.

Appraisal

Appraisers are certified, California state-licensed professionals who have no personal stake in the worth of a property. Prudential California real estate agents who put a Ocean Hills  house on the market will often complete a Comparative Market Analysis, or CMA, before pricing the Oceanside home, but this is not the same as a full appraisal, although experienced professionals’ value estimates may come close to the appraisal. The lender may use their own appraiser, or if they let you select the appraiser, the appraisal may be subject to review.

Appraisals typically include details about the Ocean Hills Country Club property and side by side comparisons of a few similar Ocean Hills properties; an evaluation of market in your area, notes on issues the appraiser believes may negatively affect the property value or are serious flaws, and an estimate of the average sales time for the property.

There are two types of appraisals: the sales comparison approach, in which the appraiser determines your Ocean Hills property’s value by comparing it to similar Oceanside  properties, and the cost approach, in which the appraiser estimates how much it would cost to replace the structure. The second is more common for newer homes, while the former is more frequently used for older Oceanside homes.

Home Inspection

It is important to note that an appraisal is not a home inspection on the Ocean Hills Country Club home you plan to buy. An inspection is designed to find any problems that may prove costly for the owner of the property and involves testing appliances, heating and air conditioning, making sure the plumbing and wiring are up to code and other tasks. The appraisal will not check for these and thus cannot tell you whether many parts of the Ocean Hills home are in good condition.  Your Realtor, Gary Harmon, will suggest the names of a number of proven home inspectors that you can call.  The home ispection will usually last about 3 hours.  After the home inspection, you will receive a lengthy report.  You will then discuss the report with your Realtor and generate a “Request for Repairs.”

For more information see an eariler blog:  Appraisal vs Home Inspection.

For more information on an appraisal or a home inspection, contact Gary Harmon, your Ocean Hills Country Club Realtor.

Powerful Tools to Sell Your Oceanside Home

Yahoo Online Seller Advantage

Prudential California Realty’s Online Seller Advantage is an exclusive tool for Prudential California Realty agents like  Gary Harmon.  This tool  can distinguish your Oceanside property from competing Oceanside homes for sale and maximize exposure to qualified San Diego North County buyers.

With Yahoo Online Seller Advantage, you have the benefits of daily emails about Web activity on your Oceanside property and those in your neighborhood, including:

  • The number of North County Real Estate Web viewers
  • The number of buyers who searched for Oceanside homes for sale
  • Home tour requests
  • Price changes on properties in the Oceanside real estate area
  • New competing Oceanside homes for sale listings
  • Featured Property status on Yahoo! Real Estate and Prudential.com
  • Instant alerts to registered buyers who have targeted Oceanside homes like yours

To get more Oceanside home info and to find out how to maximize the sale of your home, contact Gary Harmon for a presonal presentation of Yahoo Online Seller Advantage.

If your are an Oceanside buyer, Gary can show you great Oceanside homes for sale including Ocean Hills Country Club homes and Oceanside ocean view homes.

Sample Marketing Piece for Online Seller Advantage Customers