Escondido Home Prices

Escondido Homes for Sale:  North Escondido   South Escondido   East Escondido   Southwest Escondido

The median Escondido homes value in June 2011 is $349,200. The median value for San Diego North County homes for the same period is $388,700.  The National median home value is only $175,100.  Escondido home appreciation has decreased by -2.5% with San Diego County homes being about the same. Nationally, homes have gone down in the same period by -3.2%. See the chart below for a ten year average of median Escondido homes values and how they stack up against the City, County and the Nation. There is also a chart of Escondido homes appreciation for the same ten year period.

If you would like to see Escondido homes for sale and take advantage of this great San Diego North County real estate market, contact Gary Harmon, your Real Living Lifestyles Real Estate agent.

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Charla Rueda and Cornerstone Lending – Gary's Team

The biggest hurdle faced by first – time Escondido home buyers is usually coming up with enough money for the down payment and closing costs.  The City of Escondido offers programs for qualified borrowers/properties for up to 5% of the purchase price or a maximum of $25,000 on a deferred low interest loan. Repayment is deferred until selling, transferring or refinancing the property. Charla Rueda, Cornerstone Escrow, one the Gary Harmon Team, can share this program with you.  Contact Gary Harmon for a personal introduction.

Charla’s professional commitment has always been to provide clients with the very best in customer service.  More than thirteen years of residential lending experience has consistently demonstrated her ability to deliver mortgage products that meet her clients’ needs and earns their repeat business. 

Cornerstone povides Charla the systems and tools that enable her to fulfill her goal of delivering exceptional customer service.  Charla makes a simple promise: to be honest and direct, to treat clients with the utmost respect and to provide each customer with the kind of service I would want for myself.  Charla has never let me down and I am sure she will do a great job in helping finance your Escondido Home for Sale.

See Escondido Homes for Sale:  North Escondido   South Escondido   East Escondido   Southwest Escondido.

Equity Sharing – San Diego North County Homes

Is Now the Right Time?

A few years ago, I helped my daughter and son-in-law buy a home here in San Diego North County.  We kept the home about 3 years.  They made the payments and I had put up all of the money.  This allowed them to have a nice Escondido home in a good neighborhood and at the same time allowed my wife and I to do something helpful for our children.  We sold the North County home and rolled the money into a brand new Escondido home.  We kept that home three years and were lucky enough to get out right before the drop in the market.  I shared all the equity buildup and tax deductions  in these homes with the kids.  Everyone won!

Although we had a very informal agreement, this was my first taste of equity sharing.  Equity sharing was a workable solution and convient mechanism for us to help our children and to get them involved in ownership of San Diego North County homes.  Equity sharing can also be used by strangers, but needs to be much more structured.  Equity sharing can benefit non-resident owners looking to maximize their investment while reducing or eliminating the management, maintenance, and upkeep responsibilities of owning San Diego invenstment properties.

Benefits to the Owner-occupant

  • San Diego Norh County home ownership
  • Tax benefits
  • Help getting financing
  • Need less initial investment
  • Can Share in equity appreciation
  • Help with maintenance and repairs

Benefits to the Non-resident owner

  • Less headaches that a San Diego North County homes investment property
  • Tax befenits
  • No vacancies
  • Help with maintenance and repairs
  • Lower down payment
  • Reduced or no negative cash flow

By being willing to share in the future equity appreciation of the San Diego North County property, the owner-occupant and the non-resident owner can both have a piece of the real estate pie.  It can be a truly win-win situation.   To find out more how equity sharing can be custom tailored to fit your individual situation, contact Gary Harmon, your San Diego North County Realtor.  I works with a Realtor on the Hadley Home Team, Don Reedy, that is an equity sharing expert.  Together we can make equity sharing on a San Diego North County home work for you.

Escondido Real Estate – Listing of the Day

One of be best ways to serch for Escondido Real Estate is to use Gary’s Listingbook. You can learn to “Search like an agent.” Set up your own searches and be notified when new listings hit the San Diego North County real estate market. View the Gary Harmon Listingbook instructonal video and click on the Listingbook logo to set up you personalized account today.

See all Prudential Residential listings in my office.

Listing of the Day – 2167 Valley Rim – Escondido Real Estate

Remarks: Desirable Escondido home in one of North County’s finest master planned communities. This home boasts beautiful wood floors, soaring ceilings and is immaculate and bright throughout. This property is a must see! The community of Emerald Heights offers a guarded gate entrance, a resort style clubhouse and sports facility that offers a lap pool, full basketball court, 3 lighted tennis courts, fitness room, tot-lot and some of the best views in North County Welcome to 2167 Valley Rim Gln! Located in Emerald heights, one of North County’s finest master planned communities! This desirable 4 bedroom, 2.5 bathroom home is located on a large flat lot on a cul-de-sac street. This well maintained home has a welcoming floor plan, beautiful wood floors, soaring ceilings, bright kitchen with updated Whirlpool appliances. Upstairs you will find 3 great rooms in addition to a large master bedroom with dual sinks, separate tub and shower, sky light and a large walk in closet. The exterior is highlighted by a large and very private back yard with a shade covered patio, mature fruit trees, room for the children to play in the large grass area, and backs up to an open preserve. The community of Emerald Heights offers a guarded gate entrance, a resort style clubhouse and sports facility that offers a lap pool, full basketball court, 3 lighted tennis courts, fitness room, tot-lot and some of the best views in North County. Don’t miss this incredible opportunity.

Mandatory Remarks:  Offer accepted pending lender approval of Short Sale.

View all photos of this Escondido Home.

Get a your personal tour of Escondido homes for sale, contact Gary Harmon, your Escondido Realor.


Above Escondido home listing of the day was provided by Gary Harmon – DRE #01007062.
Information courtesy of Prudential California Realty is subject to verification and is not guaranteed.

Monthy Principal & Interest Payments

Estimated Monthly Payment Factors per $1000 on a 15 and 30 Year Fixed Loan.

If you are buying Escondido real estate or other North County homes, the first thing you need to do is to determine if you can afford the payments.  If you like to do-it-yourself, the tables below will help get you off to a good start.  If you would like professional help, call me and I will put introduce you to one of my team members at HomeServices Lending

To estimate your monthly principal and interest mortgage payment, divide the loan amount by $1000 and multiply by the payment factors below for the interest rate and loan term you are considering.  This factor does not include San Diego North County property taxes.  You can estimate the basic anual taxes by multiplying 1.2% times the purchase price of the Escondido home.  You will also have homeowners insurance, possibly homeowners association dues, pmi, and maybe even Mello Roos taxes.  Too confusing, contact Gary Harmon, your North County Realtor for a personal explaination.




Gary Harmon specializes in Carlsbad ocean view property, Encinitas ocean view property, Oceanside ocean view property, as well as all properties in  Carlsbad, Encinitas, Oceanside, Vista, San Marcos, and Escondido.  Contact Gary Harmon,  your top North County Realtor.

Escondido Homes May Market Summary

May Market ConditionsThe median price of Escondido Homes for Sale this May 2010 is $400,000.   The 623 Escondido properties have been on the market for an average of 148 days.  The Escondido real estate market is not sending a strong directional signal for the immediate future .  The Escondido homes for sale inventory and the days on the market have both been increasing slowly.   It is still an Escondido buyer’s market, and Escondido house prices have been weakening. How is the market in each Escondido home for sale areas?  Find out the answers to this and many more questions by Escondido zip codes. See how Escondido homes for sale compares by median price, list price per square foot, average days on the market, and more.  This website, tries to provide enough statistical information about North County real estate  to help you make an informed buying decision.  Use the numbers on this page and feel free to email or call Gary Harmon, your Prudential North County Realtor, to help you analyze the numbers presented. Get answers to what kind of home can you afford,  what size will it be, or how can you tell a good deal when you see it. 

Escondido Homes for Sale

Escondido Homes Market Summary  May 2010
Zip 92025
Zip 92026
Zip 92027
Median Asking Price
List Price per Square Foot for the Escondido property
Average Days on the Market for the Escondido home
Median Escondido Homes Size (sqft)  
Median # of Bedrooms in Escondido house
Median # of Baths in the Escondido properties

The median prices in Escondido homes for sale in the above table does not always give the whole picture.   It sometimes helps to look median prices broken down by quarters.  The following for Escondido homes is an average of all zip codes.  The median Escondido homes for sale price for the most expensive 25% of Escondido homes is $799,000.  The median price for the upper middle 25% is $485,000.  The lower middle median price for Escondido homes is $339,000 and the bottom 25% of Escondido/ homes for sale median price is $220,000.  For more information about Escondido homes for sale, contact Gary Harmon your Escondido Realtor and seasoned Escondido real estate agent.

7.2 Earthquake – How to be Ready

Escondido HomeEverywhere in the Escondido real estate area may be susceptible to damage from an earthquake, maybe even a bigger one than hit this Easter. We all need to be ready. Here are some of the things we can do.

  1. Identify earthquake hazards in your Escondido home. Secure everything around your Escondido property that might fall and hurt someone. This is easily done if you secure items as you buy them. For example, when I bought my big screen television, I secured it to the wall of my Escondido home with a safety wire. If you are starting from scratch, buy a stud finder at a North County Home Depot or Lowes and use it to find the proper studs. Of course, the water heater in the garage must have straps.
  2. Create a disaster plan. Talk with each one in your family and plan what to do in case of an earthquake. Have a meeting place outside of your Escondido home, but close by so everyone can be quickly accounted for. Learn basic first aid if possible. Have a place away from your Escondido property you can call, preferably out of state. The out of state phone lines won’t be as crowded. Learn how to deal with a lack of utilities and basic services. Also, expect aftershocks.
  3. Make up some disaster supplies kits. These kits would be useful in any type of emergency. Everyone in your North County home should have one. It is a good idea to have one at home, school, work, etc. You should have a large kit for your home that would last everyone three days to a week. These kits should contain food, water, clothes, and sanitary supplies. Your San Diego Red Cross sells kits and also has tips on what to put in the kits if you make your own.
  4. Have your Escondido property checked to identify any weaknesses. There are common issues that a home inspector will know that could help your North County home be stronger. If you just purchase a North County home, your Escondido real estate inspector will have made sure you had earthquake straps.
  5. During an Earthquake you should drop, cover and hold on. Drop to the floor, take cover under a strong table or desk, and hold on firmly. If there are no tables close by, drop to the floor next to an interior wall of your Escondido home.
  6. After the quake, check everything for damages or injuries. Always be calm and take care of yourself first so you will be available to help others. When you are sure you are safe, then you can start helping others. You need to know how to turn off leaking gas, water, or electricity if necessary.
  7. When you know you are safe, you can continue to follow your disaster plan. Stay away from the coast if there is any possibility of a tsunami. Listen to your battery powered radio for any emergency instructions. The station would be 600 AM . Call your out of area contact and let them know you are OK.    Escondido real estate information, call Gary Harmon, a top Escondido Realtor.

Escondido Real Estate – Get Maximum Online Esposure

Escondido home buyers once searched the North County Times and the San Diego Union  for Escondido homes for sale.  Today, over 87% of all Escondido real estate buyers start their search on the Internet.  These tech smart buyers don’t stop with just one or two websites.  They explore a whole range of Internet real estate destinations.

That is why Gary Harmon and Prudential California Realty insure that your Escondido property gets maximum exposure by making sure your Escondido home for sale is seen on all of the key sites.   Gary Harmon also makes sure your home is found on the first page of the Google keyword search for “escondido real estate,” the number one place Escondido buyers search.  Give it a try.  Type escondido real estate in the search  box on Google.  Hit search and you will find right in the middle of page one of Google.  That is where the most Escondido buyers are looking to find Escondido real estate information.  Why consider listing your Escondido home with anyone else, let Gary Harmon, your Escondido Realtor, put your home on the first page and maximize the chance of selling your home.

7.2 Earthquake – Prepare for a Disaster

Three things you can do to prepare for a disaster at your San Diego North County  home.

  1. Have an emergency kit. You should have at least three days of supplies at your Escondido home in easy to carry containers. This is the base for your evacuation kit. You can make your own or buy them from the San Diego American Red Cross. Water, food, clothes, and sanitary items are a must.
  2. Have an evacuation plan. You should make a plan on how to evacuate your Escondido home. Talk to everyone about where to meet outside the home and who to call. Have a local number to call and also a number out of the area if possible. Local phone lines may be jammed.
  3. Be informed and keep informed. Know what type of disasters can happen in the Escondido real estate area and how to respond. The number one disaster that Escondido home owners have is fires. Here in San Diego North County we need to also be prepared for earthquakes. Keep a battery powered radio and keep updated. Store the batteries separate.

For more information on disaster plans and how to make one, contact the American Red Cross. For more information on Escondido real estate, call Gary Harmon, your Escondido Realtor.

Don't Miss the Boat on Escondido Homes

Don't Miss the Boat!Get your first-time home buyers tax credit on your Escondido home now.  Under current federal law there are only three days left to purchase Escondido real estate in order to get your tax credit.  That means you must have the Escondido property in escrow before May 1, 2010.   San Diego North County homes that are purchased before May 1, 2010, must close escrow by July 1, 2010.  There is a special exemption for members of the armed forces serving on extended duty.  These military personnel get an extra year to buy a first time Escondido home or other North County home.    San Diego military wanting to receive this tax credit can also receive an addition homes for heroes military discount, by contacting Gary Harmon to buy their San Diego Off-base Housing.

If you miss the current federal first-time buyers tax credit you have just missed out on $8,000 or 10% of the purchase price of your Escondido home, whichever is less.  To qualify for this credit you must have not owned a principle residence during the three-year period prior to purchase of the Escondido property.  If you owned rental property or vacation property, that does not disqualify you from this program.

If you just missed the boat, all is not lost because a new boat is coming.  It is the California first-time buyers tax credit.  It is worth $10,000 and starts May 1st.  To get more information on this credit and to qualify for a “Free iPad,” contact Gary Harmon, your top Escondido Realtor.