San Diego Fireworks 2012

San  Diego Fireworks

4th of July – Independance Day


Gary Harmon has a 100% success rate with “short sales.” Gary has a full time “short sale negoiator” working with him that will just drive your lenders crazy until they accept your short sale.  Other agents who try to do it on their own just can’t be as successful.  Get out from under your burden, let Gary help you “get your home sold today.”

If you are flying the flag this 4th of July, See “Correct Way to Fly the American Flag.”





  • Downtown San Diego at 9 pm is large fireworks display. Pick a favorite spot near Seaport Village, Coronado Ferry Landing, Spanish Landing, Embarcadero Marina Parks North and South, Cesar Chavez Park, Coronado Tidelands Park, Imperial Beach Pier, Shelter Island or Harbor Island.
  • Carlsbad/Legoland -Legoland. 8:30 pm
  • Chula Vista – Chula Vista Yacht Harbor. 9 pm
  • Coronado – Spreckels Park, 601 Orange Ave., Coronado. 9 pm.
  • Del Mar – Fairgrounds. 9 pm
  • El Cajon – Kennedy Park 9 pm
  • Escondido – Grape Day Park. 9 pm
  • La Jolla- La Jolla Shores and nearby Kellogg Park 9 pm
  • Mira Mesa – Mira Mesa Community Park. 9 pm
  • Mission Bay/Seaworld- Extended special fireworks display and Shamu SkySplash USA, at Seaworld. 9:30 pm.
  • National City – Kimball Park 9 pm
  • Ocean Beach – Oceanside Pacific St. and Mission Ave., Ocean Beach Pier. 9 pm
  • Poway – Poway High School. 9 pm
  • Rancho Bernardo – Bernardo Heights Middle School. 9 pm
  • San Marcos – Bradley Park. 9 pm
  • Santee – Town Center Community Ball fields. 9 pm.
  • Vista – Moonlight Amphitheatre / Brengle
  • Terrace Park. 9 pm

The list includes Carlsbad fireworks, Vista fireworks, Escondido fireworks, and San Marcos fireworks. Hope you have a great Fourth of July and enjoy the shows.

For information on San Diego North County homes, contact Gary Harmon, your North County Realtor.

As we prepare for the long 4th of July holiday weekend, many of us are excited to share this wonderful time with family and friends celebrating our country’s independence that began 236 years ago.

Our freedom allows us to believe, dream, create, and live a life that has tremendous value and brings hope to so many others.

At this time, I would like to wish you a joyful Fourth filled with picnics, barbeques, parades, or fireworks with time to reflect on what this means to you.

Real Estate Investments

If you just finished your taxes as I did, you probably realize that you could have been better organized, especially if you own North County investment properties.  A well organized record keeping system is a valuable and indispensable asset.  Individual records should be arranged by category and labeled so that you can find everything quickly.  The following are the principal categories you will need and the type of records that should be stored in each.  You can use these as suggested headings to build your “Getting Organized” filing system. 

  • Banking – Cancelled checks and monthly account statements
  • Contributions – Receipts, cancelled checks, correspondence, a log of contributions, and papers relating to gifts of property.
  • Employment & Business Expenses – Paycheck stubs, W-2 forms, and documents relating to fringe benefits
  • Individual Retirement – Documents needed to determine your tax when withdrawals are made at retirement
  • Insurance – All policies
  • Investments – All purchase and sales slips showing dates and basis of purchase
  • North County Real Estate Investments – Closing Statements, rents received, any rental expenses. You will need to set up sub categories by address if you own several San Diego North County investment properties.
  • Medical, Dental, and Hospital – Medical histories, examination and lab reports, prescriptions, hospital records, bills

Remember for tax purposes keep everything at least 3 years and up to six if possible.

If you purchased San Diego North County investment properties through me, I can help you get your closing information.

To get more info about San Diego North County real estate, contact Gary Harmon, your Real Living Realtor.

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Finding the Perfect Tenant

Assuming you want to take full advantage of the historically high returns found in San Diego North County real estate,  you might decide to use the equity in your San Diego home to purchase one or more North County rental properties.  I can help you find the right  San Diego home to purchasel 

Some homeowners are anxious to put their equity to work, but are hesitant about owning North County investment properties.  Many believe it is difficult to find perfect tenants who will properly maintain their investment.  Finding the perfect tenant may be next to impossible, but finding a good tenant is certainly atainable.  You can choose to do it yourself or hire a Real Living Lifestyles agent.  If you decide to do it yourself, be prepared to:

  • Advertise-Have flyers printed and distribute them to the surrounding neighborhoods.  Put them in the community center, at local colleges, and run lots of newspaper ads.  Be prepared for calls at all the wrong times.
  • Applications-Have a good rental application and have prospective tenants complete them.
  • Credit Checks– In finding the perfect tenant, alway run a credit check on any tenant before renting your San Diego investment property.
  • Showing the house-Put signs in front of the San Diego rental and be prepared to take people through the home at their convience.
  • Rental Agreement-A rental agreement is a legal document that must be filled out correctly.  Use a good form.

If all of this sounds a bit discouraging, contact Gary Harmon, your top North County Realtor, and he will help you navigate throught the rental process. 

Remember, owning San Diego North County investment properties is another way you can maximize the advantages of owning real estate.

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North County Market Statistics March 2012

The April 2012 HomeDex™ Report provides March 2012 San Diego housing statistics. Information in this report is used by permission from the North San Diego County Association of Realtors® (NSDCAR). Gary Harmon, your Real Living Lifestyles Realtor, has been a member of NSDCAR for over 22 years.

• The median price for all San Diego North County home sales – attached and detached – increased to $365,500 in March 2012 compared to $357,500 in February 2012.
• San Diego North County detached homes remained unchanged at $415,000 in March 2012. Year-over median price in San Diego North County dropped 7.81 percent compared to $450,165 in March 2011.
• The San Diego countywide median single family detached price increased 2.75 percent in March 2012 to $336,000 compared to $327,000 in February 2012.
• The number of North San Diego County single family detached listings (active and contingent) declined 2.4 percent in March 2012 compared to February 2012.
• The number of sold San Diego County SFD units increased 22.26 percent in March 2012 compared to February 2012 (after a 20.37 percent jump last month), and increased 3.35 percent year-over compared to March 2011. Year-over sold units have increased in nine of the last 10 months.
• Median days-on-market for single-family detached San Diego North County homes sold decreased to 57 days in March 2012 compared to 66 days in February 2012.

Content by  and North San Diego County Association of Realtors.

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Home Inspections

One of the most important things you should do when you are buying a San Diego North County home is to get a home inspection.  This not only tells you what may be wrong with the home right now, but chances are the home inspector will give you tips on how to avoid large cost in the future by doing routine maintenance.  

How do select an san diego home inspector to do your North County home inspection?  Chance are you will ask your North County Realtor.  Your Realtor wants to help and would just love to tell exactally who he would recommend, but this creates a huge liability for your Realtor.  Your Realtor might tell you to just look in the yellow pages or online so you can select your own inspector.   This has caused clients to feel slighted by an agent’s lack of knowledge. “What do you mean you don’t know anyone, isn’t that what you’re supposed to do?”  Courts are also unsympathetic to this philosophy; most feel a Realtor does have responsibility to provide direction to their clients.

Other times your North County Realtor might think it is more prudent to refer only licensed contractors.   A California state contractor’s license indicates basic knowledge of construction or experience in a trade specialty.  However, it does not indicate any knowledge of North County home inspection issues.  Specialized knowledge is necessary to provide a thorough and diligent home inspection.  A contractor’s license also provides a false sense of security that a consumer has some form of recourse against a contractor for a poor inspection.  The Contractors State License Board will not investigate complaints, or take disciplinary action against a contractor for the performance of a home inspection.

My last company suggest that we just refer three companies and let our clients pick.  This only works if your San Diego Realtor has done his own due diligence on the three inspection companies.  There was an arbitration case a few years ago involving a prominent brokerage in the Los Angeles area in which the agent got three brochures from the many stands in the office, gave them to their client and instructed them to choose one.  The inspection failed to report significant conditions within the property.  In cross-examination of the agent, they were asked, “What steps did you take to qualify the three companies you provided to your client?”  The response was “I heard they were good.”  Given that the agent did little or no investigation of the three companies, the arbitrator ruled in favor of the plaintiff.  Gary Harmon will never refer you to anyone that he has not used before.

When you are buying a San Diego North County home, you can trust Gary Harmon to help you select a tried and true home inspector.  Contact Gary Harmon now and find your dream home today.
This website is the best way to see all current real estate listings of San Diego North County homes, San Diego North County houses, San Diego North County real estate, San Diego North County property, San Diego North County properties, or other San Diego North County listings. Ues it for San Diego North County home searches or to search homes in any part of San Diego North County.    All content by .

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California Foreclosure Rates

The chart below shows California foreclosure rates by county.  As you will see San Diego County and especially San Diego North County has done well when comparing it to the rest of the state.  Only 1 in 27  households have been foreclosed on in San Diego County compared to 1 in 10 in many counties.  If you are looking for a distressed home to buy, you might want to consider a San Diego foreclosure homes, short sales, REO’s or bank owned homes. 

If you are interested in finding  San Diego foreclosure homes or other distressed properties, contact Gary Harmon, your top North County Realtor.   See up to the minute San Diego North County homes market statistics here.

Ever wonder which lenders made the most bad loans, see San Diego Short Sale Lenders.

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Foreclosure Homes

San Diego foreclosure homes, REO,s and short sales continue to be available in San Diego North County.  However, overall, the amout of San Diego homes for sale of any kind is down this year as compared to recent years at the same time.  If you are interested in finding  San Diego foreclosure homes or other distressed properties, contact Gary Harmon, your top North County Realtor.   See up to the minute San Diego North County homes market statistics here.

The San Diego North County housing market may still be struggling to gain solid footing—low interest rates and significantly-discounted prices make it a great time to purchase North County homes.  San Diego housing prices are still below their peak in 2006, and another wave of foreclosed properties is expected to hit the North County housing market this year as banks unload their backlog—offering homes at low prices.  Currently there is a shortage of North County homes to sell, partially because lenders are still holding inventory.

Vice president of Realty Trac, Daren Blomquist, says “Home prices will continue to be very fragile.” “We don’t expect prices to fall another 20% to 30%, but there won’t be a recovery until the distressed inventory has cleared.”  RealtyTrac estimates that home prices will start to increase once banks clear their 17-month inventory of foreclosed properties. The national average of prices for foreclosed (real estate owned or bank-owned) properties at $152,465 continues to be lower than the sales price for all properties (including foreclosure and non-foreclosure) at $203,779, according to RealtyTrac.

While some housing markets Nationally, started to recover, home prices started to fall again in all markets last quarter, according to Standard & Poor’s Indices. “On a nominal basis, housing prices are the same as those in 2002 and 2003, having declined from their peak in 2006 due to the high number of foreclosures.”

According to the National Association of Realtors, all cash sales accounted for 33% of real estate sales in February. “In February, 20% of closed sales were of foreclosures– they’ve been at comparable levels for some time,” says Walter Molony, senior public affairs specialist at the National Association of Realtors. “There’s competition in most market areas between cash investors and first-time buyers, with reports of multiple bidding on discounted foreclosures becoming more common.”

Nevada, California, and Arizona experienced the highest number of foreclosure filings at the end of February, according to RealtyTrac. They had between two and three times more than the nation, as one in every 637 homes in the nation, or 0.16% of homes, received a foreclosure filing, a notice that the foreclosure process will begin. The number of foreclosure filings in a state can translate to that state having the highest percentage of foreclosure sales, as Nevada had 56%, California had 43%, and Georgia had 39% of all sales being foreclosed homes during the fourth quarter of 2011, according to RealtyTrac.

Ever wonder which lenders made the most bad loans, see San Diego Short Sale Lenders.

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Short Sale Lenders

Below is a chart showing the top short sale lenders for San Diego County homes.  The top lender that made loans that ended up in short sales is Countrywide.  Another major San Diego short sale lender was Washington Mutual.  Neither of these lenders surviveded the housing crsis.  Other major short sale lenders on San Diego homes like Bank of America and Wells Fargo Bank are still in business. 

Gary Harmon is a fully qualified short sale specialist.   I have been successful in 100% with short sales over the past two years.  I work with a team that has an assigned person to continuously follow up on all short sale weekly.    If you think your home my qualify for a San Diego short sale,  contact Gary Harmon, your short sale specialist.  See a list of short sale resources under the chart below.

For more information on how to do a short sale see:

Remember not all real estate agents are short sale specialist.  Gary Harmon is an experienced short sale expert in Oceanside and other communities in San Diego  North County.

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Home Sales for February 2012

This blog and my main website ,, focus on the communities of  Carlsbad homes, Encinitas homes, Escondido homes, San Marcos and Vista homes.  Below is the median price of San Diego homes from 2012 and 2011 with the last column showing increases or decreases (marked by “-“). 


You can also see  current Carlsbad statistics, Encinitas statistics, Escondido statistics, San Marcos statistics, and Vista statistics.

To purchase any great San Diego North County home, contact Gary Harmon.

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San Diego Homes – Hot and Cold Zip Codes

San Diego County – Single Family Detached Homes

In San Diego County detached homes priced under $1 million, prices have risen 20% for the past two years ending April 2011, with little negative impact on sales volume. Detached homes are in a white-hot seller’s market under $900K, but once prices go higher, sales volume starts to cool. Sellers should note that buyers, despite the competition, remain price-sensitive. Half of San Diego zip codes reported gains in both price and transaction volume in the February-April 2011 quarter.

With over 3,400 sales associates in 58 offices across Southern California and the Central Coast, Prudential California Realty is the name to trust when buying or selling a San Diego North County home. Prudential agents like Gary Harmon close more than $12 billion in sales volume and well over 16,000 transactions each year. We also provide every aspect of domestic and international relocation to corporations around the world. As one of the top five brokerages in the nation and the largest affiliate in the Prudential Real Estate international network, we have the resources and connections to protect your interests and make sure your experience is a successful one. Prudential California Realty is proud to be a member of HomeServices Lending., a Berkshire Hathaway affiliate.

For more information, contact Gary Harmon, you San Diego North County Realtor.

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