Rent vs Buy – San Deigo Homes

San Diego North County Homes make good investments, so why rent when you can buy?   Moving from “Renter” to “Owner” may be easier than you think.  You may be able to find a San Diego North County home with a total monthly payment comparable to your current rent payment!
Interest rate and payment illustrations are below. Contact Gary Harmon, and I will put you intouch with Home Services Lending for current interest rate and payment information. Rates are illustrative and are subject to change daily.

Payments will vary during the initial 123 months due to annual adjustments to the required monthly mortgage insurance premium. After 123 months the mortgage insurance premium is dropped. Closing costs are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan and payment amounts will be higher. Your loan’s interest rate will depend upon the specific characteristics of the loan transaction and your credit profile up to the time of closing. Amounts shown for hazard insurance and taxes are estimates and are subject to change.
1. Financing the UFMIP is optional. Borrower can pay the premium at closing.

Get Started Now

Take your first step to buying your San Diego North County home by talking to a tax advisor for more information. To get more information about borrowing money see HomeServices Lending.  To get more information about buying a San Diego North County home, contact Gary Harmon, your North County Realtor.

Current Listings of ALL San Diego homes is the easiest way to see photos and get details about what is available in San Diego North County.

San Diego Home Prices Going Up?

California touts the most metros on the top 10 list.

Confusing though the various statistics may be, they do point to one overarching conclusion: Now is a good time for buyers in most markets, including San Diego,  to get started again. The U. S.  housing market is merely a collection of local markets. And while those markets have moved together to an unusual degree during the past 15 years or so, new data show that the pattern is changing—and that many markets are safer now than they have been in years.
Local Market Monitor Inc., a real-estate research company based in Cary, N.C., that ranks local housing markets for banks, investors and builders, combines the best of both. It takes repeat-sales prices compiled by the Federal Housing Finance Agency across 315 housing markets and compares them with the “equilibrium prices” that can be sustained by local economic conditions. Then it ranks markets accordingly.
California touts the most metros on the Top 10 list. San Jose (No. 1), Santa Ana (No. 2) and San Diego (No. 5) offer housing markets where property prices are expected to rise steadily over the next three years. The Greater Los Angeles area didn’t crack the top 10, but does offer the prospect of appreciation.

To get a personal viewing, contact Gary Harmon, your top San Diego County Realtor.  Also see,   Reasons to buy a San Diego North County Home NOW.