HomeServices Lending
When you are in the market to buy Escondido real estate, the first thing you should do is to get pre-qualified with a lender. I recommend HomeServices Lending and Charla Rueda at Bank of America. During the process of buying your Escondido home and getting a loan here are some “Don’ts” that can help avoid mortgage fraud.
When getting your Escondido home mortgage:
- Don’t provide false information about your job, income, credit or bank accounts.
- Don’t lend your credit info or social security # to anyone so they can take out a loan in your name.
- Don’t close on any loan on an Escondido house that has any false of misleading information.
- Don’t use appraisals that have incorrect or inflated values on the Escondido home.
- Don’t use down payment or earnest money that did not come from you.
- Don’t pay your good faith deposit to anyone except Gary Harmon, your Escondido Realtor or directly to the escrow company you are using for the Escondido home purchase.
- Don’t let anyone sign anything for you during the Escondido real estate purchase.
- Don’t expect to get “paid” for purchasing a home. You will need to bring a certified check to escrow prior to closing on your Escondido property.
- Don’t pay anyone any additional fees or cost for the loan after it closes. When in doubt, check with Gary Harmon, your Escondido Realtor.
The Do’s of mortgage fraud prevention tips will be listed in a p0st to follow. For Escondido real estate information that you can trust, contact Gary Harmon, your top Escondido Realtor.
