Identity Theft in San Diego – Avoid It – Report It

What are the steps to take to avoid identity theft.

In previous blogs, we have discussed how to take measures to prevent idenitity theft.  If you missed them please read them now.  The articles on this blog to help you avoid identity theft are as follows:

What are the steps you  should take if you are a victim of identity theft?

1. Place a fraud alert on your credit reports, and review your credit reports.

Fraud alerts can help prevent an identity thief from opening any more accounts in your name.

Contact the toll-free fraud number of any of the three consumer reporting companies below to place a fraud alert on your credit report. You only need to contact one of the three companies to place an alert. The company you call is required to contact the other two, which will placean alert on their versions of your report, too. If you do not receive a confirmation from a company, you should contact that company directly to place a fraud alert.

TransUnion: 1-800-680-7289; www.transunion.com; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790

Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-0241

Experian: 1-888-EXPERIAN (397-3742); www.experian.com; P.O. Box 9532, Allen, TX 75013

Continue to check your credit reports periodically, especially for the first year after you discover the identity theft, to make sure no new fraudulent activity has occurred.

2. Close the accounts that you know, or believe, have been tampered with or opened fraudulently.

Call and speak with someone in the security or fraud department of each company. Follow up in writing, and include copies (NOT originals) of supporting documents. It’s important to notify credit card companies and banks in writing. Send your letters by certified mail, return receipt requested, so you can document what the company received and when. Keep a file of your correspondence and enclosures.

3. File a complaint with the Federal Trade Commission.

You can file a complaint with the FTC using the online complaint form; or call the FTC’s Identity Theft Hotline, toll-free: 1-877-ID-THEFT (438-4338); TTY: 1-866-653-4261; or write Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580.  Be sure to call the Hotline to update your complaint if you have any additional information or problems.

4. File a report with your local police or the police in the community where the identity theft took place.

When you select Gary Harmon for your North County real estate transcation, be assured that I will do everything possible to protect your identity and important documents during our transaction.  Prudential California Realty has a company that picks up sensitive trash at each of our offices and disposes of it. If you need North County real estate information on Oceanside homes, Encinitas homes, or Carlsbad homes, contact Gary Harmon, your top North County real estate agent.

San Diego's Best Real Estate Company

Prudential California Realty

Once again, Prudential California Realty has been honored by the Union Tribune, SignOnSanDiego.com 2010 readers poll.  “Of all endorsements real estate professionals can receive, the ones that come from our clients mean the most.”  From everyone in all the great Prudential California Realty offices, thank you for voting us the best for 2010.  I can assure you that we are already working to be the top in next years poll.

Prudential California Realty was recognized by the San Diego Business Journal as being #1 in real estate home sales in San Diego for the 14th straight year.   

Nationally, Prudential Real Estate Network ranked “Highest Overall Satisfaction for Home Sellers Among National Full Service Real Estate Firms” in J.D. Power and Associates’ 2010 Home Buyer/Seller Study. This marks the second time in three years that the Network ranked highest in seller satisfaction. 
Nationally, Prudential was ranked by JD Power as top.

I am proud to have Prudential California Realty as part of my winning team.  Maximize your real estate success, team up with Gary Harmon and Prudential California Realty.  For more questions contact Gary Harmon.

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Vista Homes for Sale and Vista Foreclosures

Welcome to my Vista Homes featured listing page.  Click on the hot links below by price to get off to a fast start.  If you would like to see an area not shown you can set up your own personalized search by zip code, area, price, features, and much more.  Start your own custom serarch here.   You can also see Vista foreclosures, auction, or pre-forclosure homes by map or address.  For a personalized tour of any of these Vista homes contact Gary Harmon.
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Tax Man and Escondido Real Estate

YouTubeAfter that solem State of the Union speach last night, I think everyone can use a little humor. If you don’t find this YouTube video funny, you must at least admit this video is creative.  With a little research, I found the music was based on the Beatles song, Taxman. To avoid the tax man, read below.

On of the best ways to avoid the tax man or to save on taxes is to own Escondido Real Estate. If you buy an Escondido home now through April 30, 2010 and close escrow by June 30, 2010 you can take get up to an $8,000 tax credit if you are a new first-time  home buyer. You can use the credit on 2009 or 2010 taxes.  If you are an existing Escondido home owner you can get up to $6,500 as a tax credit for buying an Escondido home. If you own your Escondido home as a principle residence can write off your interest and taxes. If you have Escondido investment property there are many ways to help avoid the taxes. Escondido real estate ownership is still on of the best ways to help avoid the tax man.

For more information on owning Escondido real estate, contact Gary Harmon, your Escondido Realtor.

Before you take anyones tax advice, talk to your own “tax man.”

Gary's Post

Pardon my dust!  This website is currently under construction.  Please see Escondido Homes for Sale  for great Escondido Real Estate information until this blog is up and running.  You can also find great information on Carlsbad Homes, Oceanside Homes for Sale, Vista CA homes, San Marcos homes and Encinitas Homes for Sale.