Your lender may request the following documentation before approving a short sale on a San Diego North County home.
Short Sale Hardship Letter (3 Examples)
Short Sale Authorization Letter written by North County home owner
A copy of your current San Diego North County homes listing agreementLast 2 years tax returns or 1099s
2 years of seller's W-2
Pay stubs or other documentation to verify your current income
All checking and savings account statements for the last few months
Copies of all past due secured and unsecured debt notices
Copies of San Diego North County real estate property tax bills
Any San Diego home owner bills
Copy of the current purchase agreement on your North County home
Agent provided documentation of comps in the area
Net sheet prepared by escrow
Preliminary title report on the North County Home
Current mortgage payment coupon
Current mortgage statement on all outstanding loans
List of any other lein holders
Current San Diego North County home owners association statement for your property
Get a summary of "Short Sale Basics." Find out "How to Qualify for a Short Sale." Find, "What are the Advantages of a Short Sale." Gary Harmon is familiar with working with lenders and the information they will need. Gary Harmon, your Carlsbad Realtor, is a certified "Short Sale Specialist."
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