It is always best to have your home loan prequalification in place before you start searching for your Ocean Hills Country Club home. If you do not have a lender, Gary Harmon will be happy to give you several choices.
When Gary Harmon, your Seniors Real Estate Specialist, writes a purchase offer for you, he will have to submit your pre-qual letter along with the offer to the listing agent.
When you contact your lender or lender Gary has referred, they will:
- Give you a quick summary of the loan process over the telephone.
- Schedule an appointment to complete the pre-qual form and discuss different financing options.
- Your lender will need such things as w-2’s, paystubs, bank statements, tax returns and other supporting documentation.
- Your mortgage advisor will review your application and discuss with his lending team.
- The lender will contact you with the best programs that will meet your needs and objectives.
- Your lender will then provide you with a pre qualification or pre approval letter.
Your Ocean Hills Country Club Realtor, Gary Harmon, will show you homes in your price range based on your pre-qualification. When you select a home you like, Gary will prepare and offer and submit it to the listing agent along with your pre-qual and proof of funds for the down payment.
For more information on the loan buying process or to see homes in Ocean Hills Country Club, contact Gary Harmon.
