San Marcos Homes including San Marcos Foreclosures

San Marcos Homes Search

Welcome to my San Marcos Homes featured listing page.  Click on the hot links below by price to get a fast start.  If you would like to see an area not shown you can set up your own personalized search by zip code, area, price, features, and much more.  Start your personalized custom serarch here.   You can also search for San Marcos foreclosures, auction, or pre-forclosure homes using a map search or address search.  For a personalized tour of any of these San Marcos homes contact Gary Harmon.
San Marcos Homes $300k – $400k
San Marcos Homes $400k-$500k
All Other Price Ranges 
San Marcos Foreclosures
See Video and learn how to SEARCH LIKE AN AGENT!

Escondido Homes Quick Search

Escondido Homes for Sale $300k  – $500k

Welcome to my Escondido Homes featured listing page.  Click on the hot links below by price to get a fast start.  If you would like to see an area not shown you can set up your own personalized search by zip code, area, price, features, and much more.  Start your own custom serarch here.   You can also see Escondido foreclosures, auction, or pre-forclosure homes at “Free Foreclosure Search.”  For a personalized tour of any of these Escondido homes contact Gary Harmon.
Escondido Homes $300k – $400k
Escondido Homes $400k-$500k
All Other Price Ranges
See Video and learn how to SEARCH LIKE AN AGENT!

When is the best time to buy your Escondido Home?  NOW!   Interest rates are still at record lows and buyers are not flooding the market right now.  This gives you, the Escondido buyer a better selection of Escondido Real estate.  For more information, contact Gary Harmon, your top Escondido Realtor.

Buyer's Choice Act and Escondido Real Estate

AB 957 and How it Effects Escondido Real Estate

New legislation was signed into California law in December of 2009 effecting us here in San Diego North County.   There are several points that Escondido home  buyers and Escondido home sellers should be aware of:
  1. A seller of REO residential Escondido real estate with four or fewer units “shall not require directly or indirectly as a condition of selling the Escondido property that title insurance covering the Escondido property or escrow service provided in connection with the sale of the property be purchased by the buyer from a particular title insurer or escrow agent.”  What  this means in plain language is that the bank, selling bank owned property, cannot require you the Escondido buyer to user their title insurance company or their escrow company.  This is only true if you the buyer are paying for these services.  Gary’s winning team member, Pickford Escrow  and The Escrow Firm have closed over 9,000 REO (bank real estate owned) transactions in the last 18 months.
  2. The bill provides that “sale” is intended by the Legislature to “include the receipt of an offer to purchase that  residential  Escondido property.” – means it is intended to prohibit sellers from conditioning the receipt of an offer to buy an Escondido REO property on the buyer’s agreement to use a specific title insurer or escrow agent.  That means the bank has to look at your offer reguardless of which title or escrow company you choose.  California Title Company, one of Gary’s winning team members is also experienced in bank REO’s sales.
  3. AB 957 does NOT prohibit an Escondido buyer “from agreeing to accept the services of a title insurer or escrow agent recommended by the seller” PROVIDED THAT “written notice of the right to make an independent selection of those services is first provided by the seller to the buyer.”  That means it is  ok to use who the bank recommends provided they disclose that it is your choice.
  4. AB 957 only applies to title insurance or escrow services “purchased by” or paid for by the Escondido buyer.  That means if the bank is paying for both sides, they get to pick.
  5. A seller who violates AB 957 “Shall be liable to a buyer in an amount equal to three times all charges made for the title insurance or escrow service.” A violation of AB 957 is also deemed to be a violation of the seller’s license law which can subject the seller to discipline by its licensing entity.
Gary Harmon, your Escondido Realtor, Pickford Escrow,  and California Title Company are excited about working with you on transacations that we could not work on before this law was passed. We look forward to closing your next REO deal!  Contact Gary Harmon to get more information on bank foreclosure sales.  You can also do a free foreclosures search by using Foreclosue Radar  provide by Gary Harmon.

What's My Escondido Home Worth?

Escondido Home

I just got an email from a potential seller asking me what their Escondido home was worth.  My first reaction was to go to the San Diego North County MLS and to quickly send out a CMA (Comparative Market Analysis) to the potential North County  home seller.   Then, I would also provide helpful information on selling North County homes.  But I stopped, and ask myself, “What information does the potential seller of Escondido real estate need to make the best decisions?”

Ask the Right Questions

I realized to be the best Escondido Realtor that I could be, I would have to get a lot more information from the potential Escondido seller. There are many kinds of value depending what you need the value for.  For example, are you thinking of selling your Escondido real estate?  Are you trying to lower your taxes on your Escondido home?   Is it for estate planning purposes?   Is it a divorce?  Are you trying to refinance your Escondido property?    So I sent out an email asking for more input from the seller.  Hopefully, when you decide to sell your Escondido home  you can now ask your Escondido Realtor the right questions.

Teach a Man How to Fish

In the world of the Internet there are many things you can do to get answers for yourself on Escondido real estate values.  Two great sources are Quick Homes Search MLS and ListingBook.  You can set up a free account for yourself and “Search like an agent!”

For more information on buying or selling Escondido real estate, please contact Gary Harmon, your top Escondido Realtor.

Escondido Sprinter to Oceanside

Escondido SprinterInformation compliments of Gary Harmon, your top Escondido real estate agent.  For more Escondido homes info, contact Gary Harmon, your Escondido Realtor. 

Several years ago the North County Transit District started light rail service from the Escondido real estate area to the Oceanside transit terminal.  (See Sprinter Schedule and Map of Stations)  First, let me say the trains themselves are beautiful and truly state of the art.  They are sleek, quiet and efficient.  The engines are diesel multiple units and they run on 22 miles of track from the Escondido homes area to Oceanside along the Highway 78 corridor.   There are 15 stations along the way.  However, the name Sprinter should probably have been “Snail” because that is about how fast they go.  If you really want to go all the way to the coast quickly, there are a way too many stops.   Best thing to do is to take something to read or work on along as you travel.  Enjoy NCTD Sprinter Video.  

The Sprinter Inproves the Escondido Real Estate Area

  • By helping get cars off the road 
  • By providing freedom for seniors, students and workers.
  • By offering reliable, affordable, and stress free transportation from inland to coast (Not affordable for taxpayers)

Service Features of the Escondido – Oceanside Sprinter

  • A sleek, quiet, and efficient transportation system
  • Safe, state of the art light rail vehicles
  • Seven days a week passenger service

Sprinter Helps Create a More Livable Escondido Real Estate Area

  • Offers an easy way for employees and consumers to travel from their Oceanside homes to the Escondido business areas
  • Provides a way to live in Escondido homes and easily commute and work on the coast
  • Benefits Escondido’s pedestrian-oriented, joint use developments such as Gateway Shopping Center and the downtown area which is home to the new movie complex and the California Center of the Arts.

The Sprinter runs east and west and connects to the Coaster in Oceanside.   The Coaster runs north and south.  

The Coaster, is a commuter rail service that operates from San Diego North County real estate agea to Downtown San Diego  ( See Coaster Schedule).   The service is operated by TransitAmerica on contract with North County Transit District (NCTD). The service has eight stops serving  San Diego, Solana Beach homes, Encinitas homes, Carlsbad homes, and Oceanside homes . Service operates primarily during weekday peak periods, but limited weekday midday, Friday evening, and Saturday service also exist. Special evening service is provided when the San Diego Padres play Monday-Thursday evening home games.

For more Escondido real estate information or San Diego North County homes info, contact Gary Harmon, your top North County Realtor.

Value Range Pricing, Benefit or Curse?

Trulia Voices just emailed me asking me to answer a buyer’s question about value range pricing.   I though it my be beneficial to share my answer with my Escondido real estate buyers.  My answer is as follows:

You don’t want to get caught up in whether you like ranges, fixed prices, etc.  Escondido homes for sale sell for “fair market value.” Fair market value  is what a willing Escondido buyer will pay and a willing Escondido seller will sell for.  It may be above the price range, below the price range or just right in the middle.

Our company, Prudential California Realty, started the concept in the US of pricing homes in ranges.   That must have been about 15 or so years ago.  We called in Value Range Marketing and it was a very controversial step in the San Diego real estate community.  It was just an attempt to get homes exposed to the most amount of buyers, especially through our mls system.  It worked great.  Prudential California Realty grew quickly from a small company to the largest company in San Diego County in sales for the last 10 years in a row according to the San Diego Business Journal.

So, how do you as a buyer know what to pay and what to offer for a Escondido home for sale.   Start by going to Google and use the keyword “Escondido homes.”  Read through and pick an Escondido Realtor out of the first 10 Realtors.  Talk to some of them.  Select ONE.  Your North County Realtor will be able to use his experience to help you know exactly what to offer whether the home is priced as a fixed price or whether it is in a value range.

Contact Gary Harmon, your Escondido Realtor, to get the best value on your next Escondido home purchase.  Put his 20 years of selling Escondido homes for sale to work for you.

Escondido Homes: To Buy or Rent, Part 2.

Yesterday we looked into good reasons for considering Escondido home ownership.  Today we are going to take a look at what Escondido home ownership means and how it differs from living in an Escondido Rental.

Escondido Home Ownership comes with Responsibilities.

There are many things involved in owning Escondido real estate besides just making the payments and keeping a roof over your head.  Along with your Escondido house, you acquire responsibility for repair and maintenance.  This applies not only to the house itself, but to the surrounding landscaping.  Many homeowners find they actually enjoy the responsibilities and that the benefits far out weigh the efforts required.

Owning Escondido Real Estate has its Benefits.

Owning Escondido real estate allows you to express yourself.   You are in charge of the landscaping, remodeling, and pet-keeping decisions at a much different level that when you had an Escondido rental.   Escondido home ownership also allows the following:

  • If purchased correctly, your Escondido home can be a good long-term investment.
  • There can be many tax advantages that go along with owning Esconidido real estate.
  • Escondido property ownership allows you to become more involved in the commuinity.

There has never been a better time to purchase an Escondido home, especially if your are a first-time home buyer.  You may be eligible for the first-time home buyer tax credit.  Rates continue to be low.  If Escondido home ownership appeals to you, call Gary Harmon, your Escondido Realtor and get started today.

Escondido Homes: To Buy or Rent?

After getting four calls today from clients wanting  Escondido rentals and other San Diego North County rentals, I though I should address the subject,” to buy or to rent.”    At one time or another, two question cross the minds of most renters.

  • Should I be buying an Escondido home or moving into an Escondido rental?
  • Could I afford to buy a San Diego North County home even if I wanted to?

If you are a renter and are considering your options about buying or continuing to rent your Escondido home, consider these steps.  Ask yourself why you are considering making a change.

  1. Are you thinking of settling down from a life on the move where renting in the past had just seemed to be less restrictive than owning your own Escondido property?
  2. Do you have a growing family that needs more room than a reasonably priced Escondido rental would afford?
  3. Have you seen a steep increase in your monthly rent of your Escondido home?
  4. Have you started thinking about the merits of owning the American Dream.
  5. Are your friends getting large first-time tax credits for buying their own San Diego North County home.

These are all good reasons for looking into Escondido home ownership.  Tomorrow we will take a close look at what home ownership means and how it is different than living in a San Diego North County rental.   For more information on Escondido rentals or San Diego North County rentals, contact Gary Harmon, your Escondido Realtor.